Capacity
A- or better paper
Carrier and reinsurance partners rated A- or better, with real capacity for primary and secondary high-value homes — including the ones the standard market has retreated from.
For brokers
Get appointed with Stand.
We write the high-value, high-exposure homes the standard market is leaving behind. We're appointing independent brokers and MGAs in California and Florida — A- or better paper, 48-hour estimates, mitigation credits that actually reflect the work.
Why write Stand
Built for the homes everyone else has left behind.
Speed
48-hour estimates
Streamlined quoting designed to play nicely with your AMS. Submit, get an estimate inside two business days, bind without the back-and-forth.
Underwriting
Real mitigation credits
Underwriting that rewards owner work — defensible space, home hardening, ignition-resistant materials, wind retrofits. Not zip-code averages.
Service
We take the loss-control load
Stand engages directly with each homeowner on inspections and mitigation consults. You stay in the agent-of-record seat without owning the field work.
Apply to be appointed
Tell us about your book.
We review every request and respond within two business days. For urgent inquiries, email appointments@standinsurance.com or call 1-888-319-1332.
Broker appointment request
Pick your primary state.
Separate intake for California and Florida. Pick one to begin.