A clearer path to Florida
homeowners insurance.
Stand is entering the Florida market to offer traditional homeowners insurance—protecting homes against hurricanes, wind, and other risks—and to help qualified homeowners transition off the state-run insurer, Citizens.
Save when your home is fortified
Florida law requires insurers to provide premium discounts when your home has wind-resistive features. Stand supports homeowners in identifying and documenting these improvements.
Impact windows
Roof Deck Attachements
Garage Door Bracing
Shutters
Eligibility
We cover both primary and secondary homes. HO-3 policies up to $2M in Coverage A, and HO-6 policies range from $1K–$750K.
Perils Covered
Protects your home against major wind events, including hurricanes, tropical storms, catastrophic wind events, and every day perils.
Stand’s Advantage
Science-based underwriting, clear fortification paths, and faster Citizens takeout — all built for Florida homes.
Citizens Takeout
Many Florida homeowners are currently insured by Citizens, the state’s insurer of last resort. Through the Citizens depopulation program, qualified homes can be transferred into private coverage with Stand.
A concierge approach to claims
Our claims team delivers a streamlined experience for homeowners, ensuring fast response and support when you need it most.
