About Stand:

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.

Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.

As an E&S High Value Homeowners Underwriter, you will play a key role in scaling our underwriting operations, managing a high volume of quotes, and enabling us to serve top broker partners with precision and efficiency.

How to apply: Interested applicants can email Dan (dan@standinsurance.com) sharing their resume and a short blurb about their interest in the position.

The Role:

We are seeking an experienced underwriting professional to help scale our Excess & Surplus (E&S) High Value Homeowners portfolio. You will manage the underwriting process for up to 200 Qualified Quotes per month as we grow, selecting risks that align with our strategy and ensuring high-quality execution.

This role requires a strong technical underwriting background, a deep understanding of high-net-worth personal lines insurance, and the ability to build relationships with key broker partners. You’ll work closely with our operations and applied science teams to refine underwriting guidelines and contribute to a more dynamic, data-driven underwriting approach.

Core Responsibilities:

Underwriting Execution

• Underwrite and evaluate high-value homeowners policies in accordance with company guidelines.

• Ensure thorough documentation of decisions and adherence to authority limits.

• Demonstrate strong product knowledge and technical underwriting expertise in assessing complex risks.

• Adapt to evolving market conditions, strategy shifts, and regulatory requirements.

• Maintain a solutions-oriented approach when assessing and pricing risks.

Sales & Broker Relations

• Develop and manage strong relationships with key broker partners to drive growth.

• Educate brokers on Stand’s underwriting guidelines, workflows, and best practices.

• Work collaboratively to support brokers in meeting production and profitability goals.

• Deliver engaging presentations and training sessions to broker teams.

Operational Efficiency & Communication

• Manage a high volume of underwriting leads while ensuring swift turnaround times.

• Maintain strong organizational skills to handle multiple priorities efficiently.

• Communicate clearly and professionally with brokers and internal teams.

• Identify process improvements to enhance underwriting efficiency and effectiveness.

What We Are Looking For:

✅ Experience & Knowledge:

• Minimum 3+ years of personal lines underwriting experience, with a strong preference for high-value homeowners insurance.

• Familiarity with California’s unique risk landscape, including wildfire, earthquake, and other CAT perils.

• Background in E&S or non-admitted markets is a plus.

✅ Underwriting Expertise:

• Deep technical underwriting skills, with the ability to assess and select risks confidently.

• Strong analytical mindset with an ability to balance risk selection and business objectives.

• Comfortable navigating ambiguity and making sound underwriting decisions in evolving markets.

✅ Sales & Relationship Management:

• Ability to develop strong, productive relationships with brokers.

• Strong presentation and communication skills.

• A proactive approach to supporting brokers in growing their business.

✅ Operational Execution & Efficiency:

• Highly organized, with the ability to manage a large volume of quotes efficiently.

• Strong responsiveness and ability to provide timely decisions to brokers.

• Solutions-oriented mindset, ensuring high service levels for broker partners.

Why Join Stand?

At Stand, you’ll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative—leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

As an E&S High Value Homeowners Underwriter, you’ll have the opportunity to scale underwriting operations, work with top broker partners, and help shape the future of high-net-worth insurance in catastrophe-exposed regions.